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RATHBUN INSURANCE

- Local, Independent, Trusted -

Rathbun Insurance - Local, Independent, Trusted.

Rathbun Insurance is independently owned and locally operated to handle your insurance needs. We focus on Michigan and offer affordable and reliable insurance choices all across Michigan. We will help you find the right combination of tailored, personalized insurance coverage at just the right price to fit your needs.

Auto Owners Top 10 Agent

Top 10 Agency

Best Place to Work Award in 2021

Our Vision

Our vision is to prioritize the significance of our presence and unwavering commitment to support, empower, and provide peace of mind to our staff, customers, and clients, as we firmly believe that "Being there matters most" in all that we do.

Our Mission

At Rathbun Insurance we're committed to simplifying the complex world of insurance, to understanding your needs, offering guidance, and tailoring coverage just for you. It’s peace of mind redefined.

Our Experience

Our staff has over 200 years combined experience in the insurance industry. We offer guidance and help you make the right decisions for yourself, your family, or your business.

Your Choice

We work with a wide range of quality, reliable insurance companies and can provide coverage options for many business or personal insurance need.

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Rathbun Insurance Proudly Supports the 2025 Leadership in Education Dinner with Communities In Schools of Michigan

At Rathbun Insurance, our mission of Being There Matters Most extends beyond protecting what matters—we believe in uplifting the people and organizations that shape our communities for the better. That’s why we are proud to once again support Communities In Schools (CIS) of Michigan and their 2025 Leadership in Education Dinner.

"We like to think of ourselves not as salespeople selling insurance but as advisers assisting others in buying insurance. Sure, we have competitive rates - but most people do not know a great deal about insurance and count on their agent to know them, educate them, and assist them in making smart purchasing decisions when it comes to consultative risk management."

-Ben Rathbun, CEO

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Protecting Your Tomorrow: Rathbun Insurance Mission, Vision, Values

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Navigating the Waves: Rathbun Insurance's Guide to the Hard Insurance Market

Road to Standard Auto Insurance Market

Rathbun Insurance breaks down the complexities of insurance premiums, demystifying auto insurance pricing to empower you to make informed decisions about your coverage.  

Important Auto Owners Customer Update- Michigan Homeowners: New Deductibles & Rate Revisions

At Rathbun Insurance, we value your trust in us as your insurance partner—and we’re committed to keeping you informed. If you currently have a Michigan Homeowners policy with Auto-Owners Insurance, please take a moment to review the following important updates affecting your coverage.