At Rathbun Insurance, we prioritize your safety and the success of your business. In this blog, we aim to provide insight into what a loss control visits entails and outline the carrier's goals and

expectations, ensuring a collaborative and mutually beneficial experience.

A Carrier Loss Control Visit is an opportunity for your insurance carrier to assess the risks and exposures your business may face. Unlike routine meetings with your Rathbun insurance agent, this visit is at the bequest of and run by the insurance carrier and focuses on safety practices, regulatory compliance, and understanding the intricacies of your operations. It is not an audit to criticize but a collaborative process aimed at enhancing your safety program.

The primary goal of your insurance carrier during a Loss Control Visit is to gain a comprehensive understanding of your business operations. By doing so, they aim to ensure accurate underwriting, competitive pricing, and profitability on insurance premiums. This collaborative approach helps the carrier assist you in mitigating risks effectively, ultimately fostering a more secure and resilient business environment.

During the visit, you can expect the carrier's representative to evaluate various aspects, including compliance with safety regulations, risk exposures, and the effectiveness of your safety program. Instead of viewing this as a scrutiny of your operations, consider it an opportunity to receive valuable recommendations, resources, and advice to improve your safety measures.

To make the most of the Carrier Loss Control Visit, it's beneficial to be prepared. Reach out to the carrier's representative or Rathbun Insurance agent for an overview of the visit and expectations. Be transparent about your operations, showcase your commitment to safety, and ensure access to relevant documents. By actively participating and demonstrating a willingness to improve, you contribute to a positive and collaborative relationship with your carrier.

In conclusion, Carrier Loss Control Visits are a proactive step towards ensuring the safety and success of your business. Embrace these meetings as an opportunity for growth, learning, and collaboration with your insurance carrier. Your commitment to safety not only enhances your business operations but also contributes to a lasting and positive partnership with Rathbun Insurance.