Imagine this: You’re involved in an accident, and your car needs repairs. How will you get to work, pick up your kids, or run daily errands while your vehicle is in the shop? If you don’t have rental car coverage on your auto insurance policy, you might find yourself scrambling for a solution—and paying out of pocket for a rental car.
What Is Rental Car Coverage?
Rental car coverage, also known as rental reimbursement coverage, helps pay for the cost of a rental car while your insured vehicle is being repaired due to a covered claim. This coverage is affordable and can save you from unexpected rental costs, which can quickly add up.
Why You Need Rental Car Coverage in Michigan
1️⃣ Accidents Happen, and Repairs Take Time - Even a minor fender bender can put your car in the repair shop for days or even weeks. Average rental car costs in Michigan average $30–$50 per day, meaning an extended repair could cost you hundreds of dollars without coverage.
2️⃣ Your Daily Life Can’t Be Put on Hold - Without a rental car, you may struggle with work commutes, school drop-offs, and appointments.
3️⃣ It’s More Affordable Than You Think - Adding rental reimbursement coverage to your policy typically costs just a few dollars per month—a fraction of what you’d pay for an out-of-pocket rental.
4️⃣ Peace of Mind After an Accident - A car accident is already stressful. Having rental car coverage ensures you won’t have to worry about transportation while your car is being repaired.
How Rental Car Coverage Works
🚗 Coverage Limits – Most policies offer daily rental limits (e.g., $30 per day up to $900 total). You can choose a coverage limit that fits your needs.
🚗 Applies to Covered Claims – Rental reimbursement only applies when your car is out of commission due to a covered accident or loss—not for routine maintenance.
🚗 Easy to Add – Rental reimbursement is an optional add-on, but one that offers significant value and convenience.
Get Covered Today!
At Rathbun Insurance, we’re here to make sure you have the right protection for life’s unexpected moments. Don’t get stuck paying out-of-pocket for a rental car after an accident—let’s make sure you’re covered!
📞 Call us today to review your auto policy and add rental car coverage.
