The trucking and freight industry is crucial to the economy, transporting goods from coast to coast. But a lot of liability is riding on your trucking and freight operation. Thieves stole over $31.1 million in shipments...

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Every new year, you set resolutions to make yourself better, healthier, stronger, friendlier, lighter and so on. Unfortunately, these resolutions are not always realistic. We all want to do better, but we sometimes set...

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Imagine a pipe bursts and water spreads throughout your home, damaging everything in its path. Your insurance would pay for repairs and loss of use while renovations are underway. There is one caveat, though: The cause...

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If your home is damaged by a fire, a flood or another disaster, you may be relieved to know it wasn't completely destroyed. But it's important to understand how your insurance coverage works. You may still be required...

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Quick response (QR) codes allow you to navigate to a website or other digital information without typing in a web address. From cashless vendors to product information to airline boarding passes, QR codes made it easier...

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In the labyrinth of home insurance, the value of understanding and securing appropriate coverage limits cannot be overstated. A gap between the actual cost to rebuild and the insured amount can lead to devastating...

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Many factors affect your home insurance rates. Some have to do with the age, location and structure of your home. Others have to do with local crime rates, school districts and weather hazards. But there’s one factor...

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Recreational drones, sometimes called unmanned aerial vehicles (UAVs), are growing in popularity. The Federal Aviation Administration (FAA) reports that more than 506,635 drones have been registered for recreational use....

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At Rathbun Insurance, we understand the power of community and the pivotal role women play in shaping its future. Our commitment to fostering leadership and supporting community initiatives goes beyond insurance...

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At Rathbun Insurance, we believe in giving back to our community and supporting organizations that make a positive impact on the lives of those in need. On the evening of December 1, we were honored to attend the 2023...

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In the ever-evolving landscape of the digital world, cybercrime is projected to cost the global economy a staggering $8 trillion in 2023, as reported by Cybersecurity Ventures. At Rathbun Insurance, we understand the...

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Today, our Rathbun Agency team had the privilege of attending the Junior Achievement of Mid Michigan Starmakers breakfast, and what an inspiring experience it was! We were joined by our dedicated Rathbun staff, the...

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In the state of Michigan, it's important for individuals to understand when they should consider obtaining a commercial auto policy instead of relying on a personal auto policy. While personal auto insurance covers most...

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Rathbun Insurance staff Ben Rathbun, Darren Bardell, and Kenwon Simpson, recently had the privilege of returning to Kenwon’s alma mater, the Wilson Talent Center, to present to the Business and Risk Management class....

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In the intricate landscape of insurance, the choice between claims-made and occurrence policies can significantly impact how coverage is triggered and claims are handled. Understanding the nuances of these policies is...

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At Rathbun Insurance, we believe in providing comprehensive coverage that safeguards your home and valuables. When it comes to securing the right insurance policy, you may wonder why a home inspection might be required...

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At Rathbun Insurance, we prioritize your safety and the success of your business. In this blog, we aim to provide insight into what a loss control visits entails and outline the carrier's goals and expectations,...

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In the realm of financial planning, insurance serves as a safety net that shields individuals, families, and business from unexpected and potentially devastating losses. Whether it’s health, life, auto, liability, or...

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Adding some holiday magic to your business? From accessibility to food safety, we’ve got you covered. Check out these 15 tips to keep your holiday decorations safe. 1. Holiday tree fires: Set up your tree(s) far from...

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Insurance is an essential aspect of financial planning and risk management. It provides a safety net that helps individuals and businesses safeguard themselves against unforeseen events and unexpected expenses. However,...

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Homeowners associations (HOAs) often include many amenities but also many restrictions. Make sure you know what you're getting into before you sign on the dotted line.

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At Rathbun Insurance, we go beyond the conventional realm of insurance coverage. We're dedicated to nurturing the next generation and giving back to our community. Today, our President, Ben Rathbun, and Producer,...

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We live in an app-enabled world. You can order groceries, hire a dog walker and book a vacation without leaving your home or speaking to a real person. It makes sense to think insurance is something you can do online,...

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Trick-or-treaters aren’t the only spooky thing you may see on Halloween. You also need to watch out for hazards that could lead to a scary homeowners insurance claim. Here are 13 precautions to make your home safe...

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At Rathbun Insurance, our commitment to the community goes beyond just providing top-notch insurance services. We believe in supporting and uplifting the organizations that work tirelessly to make our community a better...

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At Rathbun Insurance, we believe in the power of community and giving back. Since September 2015, we have been running our Quotes for a Cause giving campaign, a heartfelt initiative that allows us to collaborate with...

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In the ever-evolving landscape of the insurance industry, we find ourselves in the midst of what experts refer to as a "hard market." This term is indicative of a phase where insurance companies face increasing...

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At Rathbun Insurance, we understand that traversing the world of insurance can be complex and overwhelming. In this blog, we'll shed light on the crucial difference between underwriting decisions and coverage decisions....

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In the dynamic world of insurance, where innovation meets tradition and knowledge, Rathbun Insurance is proud to announce a remarkable achievement – our President, Ben Rathbun, has been honored as one of the Best...

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Do you have a vacation cabin or another property that you use during the summer but leave empty during the winter? If so, you need to winterize your getaway so you don’t find a mess when spring arrives. Winterizing may...

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Life happens. The car breaks down, the kids get sick, an appliance fails. When the insurance bill arrives, you have every intention of paying it, but somehow you forget. The next thing you know, a cancellation notice...

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Life doesn’t stop after you obtain insurance coverage. Maybe you added that much-needed extra bathroom to your home or inherited your grandparents’ precious antiques. Perhaps your teenager is going to college or you’re...

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Commercial insurance rates are increasing on nearly every line of coverage, thanks to a rise in the frequency and severity of claims. And business owners are noticing significant premium hikes at policy renewal time....

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At Rathbun Insurance, inclusivity is more than just a buzzword; it's a commitment that runs deep in our culture. Recently, Ben Rathbun, our President, had the privledge of sitting down with CanvasREBEL Magazine to...

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In the spirit of community and inclusivity, Rathbun Insurance is proud to highlight the Salus Center. Founded in 2017, the Salus Center has been a beacon of support and empowerment for Lansing's LGBTQIA+ communities....

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At Rathbun Insurance, we believe in the power of community and giving back. Since September 2015, we have been running our Quotes for a Cause giving campaign, a heartfelt initiative that allows us to collaborate with...

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In today's dynamic business landscape, success depends not only on individual talents but also on a cohesive team that collaborates effectively, capitalizes on strengths, and achieves shared objectives. At Rathbun...

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In today's digital age, where businesses heavily rely on technology, the threat of cyberattacks looms larger than ever before. While companies have been diligently investing in cybersecurity measures to safeguard their...

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When it comes to insurance, trust and knowledge are crucial. At Rathbun Insurance, we take pride in providing our valued customers with the highest level of service and professionalism. One way we demonstrate our...

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In the complex and ever-evolving world of insurance, knowledge is paramount. As a trusted partner in your journey towards securing your future, Rathbun Insurance strives to provide the highest quality service possible....

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Insurance, with its intricate policies and ever-changing landscape, can often feel like a labyrinth to navigate. Whether you're an individual seeking personal coverage or a business owner protecting your assets, making...

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In the ever-evolving world of insurance, expertise is a vital currency. But beyond insurance-specific designations, there's another designation that's proving to be a game-changer – the Master of Business Administration...

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Traveling is a pursuit of exploration, adventure, and new horizons. Whether you're embarking on a leisurely vacation or a critical business trip, one thing remains constant: the need for peace of mind. At Rathbun...

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At Rathbun Insurance, we're dedicated to providing our clients with the highest level of service and expertise. One way we achieve this is by ensuring that our team includes professionals with esteemed designations like...

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Workplace safety and security are non-negotiable priorities for businesses of all sizes. When it comes to protecting your employees and your company's assets, one designation stands out as a beacon of expertise – the...

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Insurance is like a maze, with its intricate policies, ever-changing regulations, and diverse client needs. But fear not, for there's a beacon of knowledge that can guide you through this labyrinth – a Rathbun Insurance...

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In the dynamic world of insurance, staying informed, up-to-date, and well-educated is not just a choice; it's a necessity. For both insurance professionals and clients alike, the industry's complexities demand a...

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September is National Preparedness Month, and it's the perfect time to ensure you're ready for unexpected disasters. The Michigan Department of Insurance and Financial Services (DIFS) is emphasizing the importance of...

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We're thrilled to share some exciting news with our Rathbun Insurance community! Rathbun Insurance had the incredible honor of being featured in and on the cover of the September edition of Rough Notes Magazine. It's an...

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Insurance is a valuable safety net that helps protect us from unexpected financial burdens in times of crisis. Whether it's for your home, car, or health, insurance provides peace of mind. However, it's essential to...

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Driving while intoxicated or under the influence of drugs is deadly and expensive. Yet it continues to happen every day across the United States. Sadly, alcohol-impaired crashes alone claim more than 10,000 lives per...

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Regardless of the type of business you have, you probably use one or more vehicles to get around. Depending on how your organization operates, this can include vehicles that are owned or leased by the business, hired...

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Strong winds and lighting have wreaked havoc on Mid-Michigan this evening, leaving behind damage and power outages. If you're one of the unfortunate individuals who have experienced storm-related damage in mid-Michigan,...

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We are delighted to announce our partnership with Michigan’s Children in support of their “Fore the Win: Michigan’s Children Mini-golf Classic” at the all-grass Little Hawk putt-putt course in Bath Township, on...

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I still remember the day I met Miguel L Solis, CAWC. December 1st, 2021. It was the Junior Achievement annual breakfast and Miguel was the keynote student speaker. The moment his words began to flow, it became...

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You know how expensive auto insurance can be, especially if you have multiple family members on your policy. And insurance companies understand how important it is to make auto insurance more affordable. As a result,...

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A home renovation can add value to your property and make it more livable. But before you hire a contractor, make sure you have the right insurance coverage in place. You may need to increase your homeowners insurance...

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Is it time to renovate your kitchen, repair your roof, or add a new bedroom? Depending on the type and size of your project, you may need the services of a general contractor (who manages the entire project), an...

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At Rathbun Insurance, we have long believed in the power of diversity. We are committed to ensuring equity, fostering inclusion, and challenging bias and discrimination while advocating for accountability and...

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We are absolutely thrilled to be writing this blog post to express our immense gratitude to each and every one of you who joined us yesterday for our mural reveal block party. Despite the rain, your unwavering...

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In a groundbreaking decision, the Michigan Supreme Court delivered a landmark ruling that promises to reshape the terrain of premises liability cases. The ruling, arising from the consolidated cases of Kandil-Elsayed v....

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Cyber liability insurance won’t prevent a hack, but it will help you recover from one. There are two main types: First-party coverage, which responds to losses resulting from cyberattacks on your business network Third-...

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We are excited to welcome Kenwon Simpson to our team. Kenwon brings a fresh perspective and a wealth of knowledge to his role as an Account Manager. Joining us on Monday, Kenwon is poised to make a remarkable impact...

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Today, we bring you an important update regarding the 2019 No-Fault law in Michigan. The long-awaited decision from the Michigan Supreme Court has been released, and it directly impacts the reimbursement limits for...

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When you purchase a commercial insurance policy, you are making an investment in protecting your business. Commercial insurance policies are designed to cover a wide range of risks that businesses face, including...

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Since September 2015, Rathbun Insurance has been running the Quotes for a Cause giving campaign, where we select a different non-profit organization each month to support. This initiative allows the agency to...

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As your trusted independent agency in Lansing, MI, we are committed to ensuring your safety and protecting your property. With a severe thunderstorm watch in effect, there is a possibility of a hail storm heading our...

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Running a business is an exciting endeavor that requires careful planning, strategic decision-making, and constant adaptability. As a responsible business owner, you take various measures to protect your company from...

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When it comes to homeowners insurance, most people are aware of the standard coverages like property damage and liability protection. However, there is one aspect that often goes unnoticed but holds significant value: ...

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Please join us for the Rathbun Insurance Mural Reveal Block Party-an event that promises to be a celebration of art, local business, community, and the power of creativity! Mark your calendars and join us as we unveil...

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As the insurance industry continues to evolve, it is crucial we embrace diversity and foster inclusive opportunities. Black Friday, a groundbreaking industry event, is set to revolutionize the insurance landscape by...

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At Rathbun Insurance, we believe in the power of internships and their role in shaping the future of the insurance industry. Yesterday, we had the privilege of hosting four interns from Accident Fund in an effort to...

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As a business owner, it's crucial to stay informed about the ever-evolving legal landscape that can affect your operations. The Pregnant Workers Fairness Act (PWFA) is a recent law designed to ensure that pregnant...

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Lansing 5:01 Dam Jam Music festival located at the historic Brenke Fish Ladder (216 E Grand River Ave, Lansing, MI) is currently underway! As proud sponsors of this extraordinary event, we encourage everyone to grab...

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We are delighted to announce our partnership with Communities in Schools (CIS) in Michigan in support of their 2023 Leadership in Education dinner. Rathbun Insurance understands the crucial role that education plays in...

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The 2023 Conference Powered by Big I Michigan's Young Agents proved to be a remarkable event for insurance professionals seeking personal growth and networking opportunities. Among the esteemed attendees Rathbun...

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Entrepreneurship is a thrilling and rewarding path that requires dedication, resilience, and a strong support system. As an speaker on the Young Alumni Panel for the Entrepreneurship Bootcamp at Michigan State...

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As Michiganders, we are familiar with the intricacies of our state's auto insurance system and the ongoing efforts to balance affordability with comprehensive coverage. On July 1, 2023, an increased Michigan...

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At Rathbun Insurance, we continue to prioritize finding ways to make positive impact in our community. We believe in empowering individuals to take control of their healthcare journey and ensuring that their voices are...

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Rathbun Insurance is proud to congratulate Mary LeZotte on 15 years with our Agency! Mary's dedication, expertise, and unwavering commitment to her work has been truly inspiring. Over the past 15 years, she has been an...

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As part of our dedication to providing exceptional service and staying informed about the latest developments in the insurance industry, we recently attended the Big I Michigan Legislative Day at the State of Michigan...

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Rathbun Insurance is delighted to announce its partnership with the Mid-Michigan Autism Association in supporting the 11th Annual Autism Fight for Change Golf Scramble. This exceptional event not only brings together...

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Since September 2015, Rathbun Insurance has been running the Quotes for a Cause giving campaign, where we select a different non-profit organization each month to support. This initiative allows the agency to...

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As a contractor, you may find yourself juggling multiple projects, managing clients, and ensuring that the work gets done efficiently and safely. In the midst of all this, it's crucial to have a comprehensive...

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When you purchase a commercial insurance policy, you are making an investment in protecting your business. Commercial insurance policies are designed to cover a wide range of risks that businesses face, including...

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Earlier this year we shared that Ben Rathbun was a recipient of the prestigious 2023 RISE Award! The recognition came as part of the 35 Under 35 list, which highlights young professionals who have made remarkable...

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At Rathbun Insurance, we firmly believe in the power of mentorship and the positive impact it can have on shaping young minds. Recently, our President, Ben Rathbun, along with producers Heather Kim and Darren Bardell...

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At Rathbun Insurance, we believe in being good corporate servants and actively contributing to the communities where we work and live. Today, we are thrilled to celebrate the recent appointment of our Chief...

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As an insurance producer, it's important to educate clients about the different perils that can affect their homes and the coverage options available to protect them. Understanding the differences between H03 and H05...

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Rathbun Insurance is thrilled to welcome Miguel Solis to our 16-week minority internship program. As a rising sophomore at Michigan State University with a focus on finance, Miguel brings a strong academic foundation to...

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Don't miss out on the incredible city-wide celebration of local art and artists happening right now during the Lansing Art Attack! 🎉🎨 Formerly known as the REO Town Art Attack!, this 7-day event is a vibrant homage to...

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Rathbun Insurance is excited to sponsor the upcoming 6th annual '517 Day' which takes place tomorrow, May 13th from Noon-5PM. This free concert event celebrates the city of Lansing and showcases its unique culture...

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Since September 2015, The Rathbun Agency has selected a different non-profit each month as part of our Quotes for a Cause giving campaign. This campaign allows our Agency to partner with local organizations that are ...

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We are thrilled to congratulate Rathbun Insurance account manager Kim Evans, on being awarded the Girl Scouts Heart of Michigan Honor Pin. This award is a testament to Kim's dedication to community service and her...

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Administrative Professionals Day was yesterday and we want to take a moment to recognize and thank our incredible account managers. These individuals are the front line of Rathbun Insurance, working tirelessly to ensure...

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When purchasing insurance, you may have noticed that insurance agents ask a lot of questions. This can often seem like an intrusive and time-consuming process, but it is actually a necessary part of the insurance...

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As you navigate the world of insurance, you may encounter different types of agents. Two common types are independent agents and exclusive or captive agents. While both types of agents can provide you with insurance...

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Since September 2015, The Rathbun Agency has selected a different non-profit each month as part of our Quotes for a Cause giving campaign. This campaign allows our Agency tomaking a positive impact our own community. At...

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Since September 2015, The Rathbun Agency has selected a different non-profit each month as part of our Quotes for a Cause giving campaign. This campaign allows our Agency to partner with local organizations that are ...

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As a young adult, you may not be thinking about purchasing insurance, let alone an umbrella insurance policy. However, it's important to understand that accidents and unexpected events can happen at any time and it's...

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As a young adult, you might not think much about the potential costs associated with a car accident. However, the reality is that accidents can happen to anyone, regardless of age or driving experience. In Michigan,...

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Moving out of your parents' house is a significant milestone and we understand how exciting it can be to finally have your own space and independence. With this newfound freedom comes new responsibilities, one of which...

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We just wanted to take a moment to say congratulations on your recent marriage! We hope your wedding day was filled with love, joy, and memories that will last a lifetime. As you start your new life together, we know...

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As online shopping has become increasingly popular, the demand for delivery drivers has risen. Many people have taken on this role to earn extra income or even as a full-time job. However, what many people don't realize...

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Insurance shopping can be a daunting task, especially with so many insurance carriers and policies available. At The Rathbun Agency, we understand that finding the right insurance coverage can be time-consuming and...

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Hello, fellow parents! As a working mom and an insurance professional, I want to talk to you about a topic that is near and dear to my heart - pool safety and insurance coverage. As summer approaches and we prepare to...

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Happy National Pet Month from the Rathbun Agency! We understand that pets are more than just animals -they are beloved members of our families who bring us joy and companionship every day. National Pet Month was...

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Life is full of surprises - both good and bad. These surprises can result in significant life changes, and in some cases, changes in your insurance needs. That's why it's crucial to have a trusted insurance agent like...

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Since September 2015, The Rathbun Agency has selected a different non-profit each month as part of our Quotes for a Cause giving campaign. This campaign allows our Agency to partner with local organizations that are ...

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Since September 2015, The Rathbun Agency has selected a different non-profit each month as part of our Quotes for a Cause giving campaign. This campaign allows our Agency to partner with local organizations that are...

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The Rathbun Agency is proud to congratulate Ben Rathbun, President and Owner of Rathbun Insurance, for being named as one of the 2023 Rise “35 Under 35” recipients! This prestigious award recognizes young professionals...

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Join us in congratulating Heather Cooper-Kim on receiving the Greater Lansing Convention & Visitors Bureau’s (GLCVB) Certified Tourism Ambassador of the year award. The GLCVB aims to inspire everyone to celebrate...

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Since September 2015, The Rathbun Agency has selected a different non-profit each month as part of our Quotes for a Cause giving campaign. This campaign allows our Agency to partner with local organizations that are ...

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When we considered adding Milo and Ash as our family pets, the thought of them potentially biting or injuring someone did not cross our minds. We couldn’t wait to snuggle them and watch them flourish as new members of...

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The Rathbun Agency is proud to share David Finkbeiner and Jennifer Bates recent graduation from the Total Quality Agency (TQA) program. David and Jennifer spent 10 months and many hours completing this intensive program...

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In December 2022, there was a devastating fire at Knob Hill Apartments in Okemos where two buildings were a total loss. Many of our neighbors and friends who rented there lost all of their belongings and were left...

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If you received your home or auto insurance renewal and are wondering why your premium has increased yet you’ve had zero claims - you’re not alone! From gas, to groceries, to insurance, prices are going up as the U.S....

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Since September 2015, The Rathbun Agency has selected a different non-profit each month as part of our Quotes for a Cause giving campaign. This campaign allows our Agency to partner with local organizations that are...

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Since September 2015, The Rathbun Agency has selected a different non-profit each month as part of our Quotes for a Cause giving campaign. This campaign allows our Agency to partner with local organizations that are...

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Since September 2015, The Rathbun Agency has selected a different non profit each month as part of Quotes for a Cause. We partner with local organizations that are giving back right in our own community. At the end of...

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Since September 2015, The Rathbun Agency has selected a different non profit each month as part of Quotes for a Cause. We partner with local organizations that are giving back right in our own community. At the end of...

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Rathbun Agency President Ben Rathbun is proud to announce a new addition to our team! Laura Stoken has joined The Rathbun Agency as Chief Administrative Officer. As the agency continues to grow in its 68th year, people...

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